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Tuesday June 27, 2017
Does your Health Insurance cover Medical Tourism?
Health Insurance Medical Tourism

A few years ago a great amount of UK or USA inhabitants didn't even have a thought of going somewhere for a surgery or recovery. Naturally, in today's society there are more and more people trying to get acquainted with the notion of health tourism. Or in other words, they have to travel to other countries in order to find better treatment, lower prices or even more qualified doctors. This may sound surprisingly but the price of certain procedures in India is much lower than the same one on the USA, for example. But the question is that health insurance is also rising rapidly and unfortunately insurance companies are not able to cover the desires for medical tourism. That means people are to choose between two things: to perform treatment in their own country and maybe get it covered or go to the other country to have a more qualitative treatment and pay for all the procedures by themselves in cash or with credit card.

 


 

So here does appear a question regarding the whole situation. Naturally, we do observe that it's more advantageous to perform a surgery in certain countries abroad then why don't insurance companies finance the treatment? The answer is quite contradictive. The main point, as insurance companies declare, concerns credentialing claims. Because there should exist adequate measures to provide care with the providers overseas. And in this case, the question of appearing such centers abroad is arising. Due to the reasons that medical treatment overseas is more advantageous it's quite necessary to create the so-called insurance providers who will be able to deal with people's insurance plans. That will definitely lead to the opportunity of covering medical tourism with health insurance.

Another point here is connected with the diverse variety of hospitals existing abroad. That means the difference in prices, requirements and credentials. Because of various results, certain insures abroad may fear that injured patients will be able to sue them. And this point should also foresee particular accreditation. In other words, the insurances want to make sure that only appropriate claims will take place. There should also be concerns regarding the so-called "after period". Or what is able to happen when a patient comes back? Insurance companies have to think about it before any problems happen. These options may represent one number in this country and another number in a patient's native country.

Anyway, in spite of all the mentioned above points there are a couple of insures who were brave enough to deal with medical tourism. In general, they signed certain alliances with a number of overseas hospitals. And moreover, under the influence of this action some other insurance companies are discussing the possibility of experiencing the same in order to stay in touch with overseas hospitals. Naturally, the results promise to be contradictive but this may appear to be a good beginning for those who don't have enough money or even unaware of the notion "medical tourism".

 
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